Afford Your
Dream Home, Today!
BuyAssist matches you with investors to help you bridge the gap between what you can afford and the home you deserve.
The Market
Co-Ownership
How It Works
Why BuyAssist?
What Can I Afford?
BuyAssist is developing a new Canadian Fintech app to specifically help first-time buyers, students, and immigrants get into the market today by leveraging private investors and government programs to Make Affordable Housing, Affordable.
The Market Has Moved.
In Canada, the price of single-family homes and condos has skyrocketed. Even with a steady job and a low-to-middle-class salary, saving for a down payment or qualifying for a full mortgage feels impossible.
You might be able to afford a $200,000 mortgage, but the cheapest home in your market is $400,000. 5 Traditionally, you are locked out of the market while prices keep rising.
Solution: Co-Ownership
We match you with institutional investors, private funds, or individuals willing to purchase a portion of the property with you.
It operates like a “reverse mortgage” scenario, but for buying:
- You live in the home.
- The investor holds an equity share.
- You build a future.
How It Works
- The Match
Let’s say you find a home for $400,000 but you only qualify for a $200,000 mortgage. BuyAssist matches you with an investor who covers the remaining $200,000. - The Ownership
You own 50% of the home. The investor owns 50% of the home. You move in and enjoy the benefits of home ownership immediately. - The Monthly
If the investor holds the mortgage financing, you make monthly payments to them at fair market rates. - The Future (The Exit Strategy)
As the home appreciates in value, everyone benefits.
Selling: If you sell the home later for $600,000, you keep your share ($300,000) and the investor keeps theirs ($300,000).
Buying Out: As your mortgage reduces and your financial situation improves, you can refinance and buy out the investor based on the home’s current value.
Why Choose BuyAssist?
● Get In Now: Don’t wait for the market to outpace your savings. Buy the house you need today.
● Transparent Fees: We operate on a clear transaction or finder’s fee model.
● Secure: The investor has a secured investment in real estate, and you get a home. Everyone wins.
● Fair Protection: We structure agreements to handle taxes, maintenance, and downside protection, ensuring clarity for both owners and investors.
FAQ
Is BuyAssist available today?
BuyAssist is currently under development while we establish & finalize our operations. We encourage all potential investors and homeowners to register with us to express their interest or to explore investment opportunities.
What happens if the housing market drops?
We have protections in place. For example, if the house sells for less than the original price, the investor may be prioritized to recoup their initial investment plus an interest factor before remaining funds are distributed.
Who pays for maintenance and taxes?
These details are handled in the specific partnership agreement generated by the app, ensuring you know exactly what your responsibilities are before you sign.
Can I use this for things other than houses?
Currently, we focus on real estate, but the BuyAssist model is designed for any asset that traditionally increases in value, such as antiques or artwork.
Get a Free Consultation
Are you a first-time home buyer, student, immigrant or investor? Learn more about home share ownership, split/investment, affordable housing with BuyAssist Canada.
Are you a government agency interested in helping to create more affordable housing?
Real estate remains one of the most stable investments in Canada, but high entry costs and property management barriers limit access. BuyAssist is a Fintech platform that bridges the gap between capital and motivated first-time buyers.
Contact us to learn more about this new, exciting, developing opportunity where home ownership becomes possible and everyone wins!
BuyAssist Canada Contact
BuyAssist your next home!
BuyAssist, available on Android, iOS, and Web. Make housing affordable again.